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Please read these terms and conditions carefully before accessing and using this World Wide Web service.

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By accessing UPM's World Wide Web service, you agree to be bound by the following terms and conditions. Do not access this service if you do not agree to all of the following terms and conditions.

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This legal notice applies to all UPM World Wide Web services. However, there might exist additional conditions on specific websites.

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The contents of this service are owned by UPM Corporation and/or its subsidiaries (hereinafter referred to as UPM). UPM's World Wide Web service is copyright to UPM. All rights reserved for all countries.

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The trademark \"UPM\" and all other trademarks of UPM (whether referred to in UPM's WWW pages or not), are trademarks of UPM. Your accessing these pages is not to be interpreted as granting any license or right to use any marks which can be found on these pages.

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UPM's World Wide Web service means in relation to this document all solutions of Internet which are owned by UPM or by its subsidiaries. It includes for example WWW-pages, forms, applications and program codes as well as all other functions which are closely connected to the WWW-pages.

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Reproduction, copying, transfer, distribution or storage of part or all of the contents of UPM WWW service in any form including but not limited to framing, creating any derivative works based on this service or any part of it, incorporation into other websites, electronic retrieval systems or publications without the prior written permission of UPM Corporation is prohibited. However, UPM consents to you storing on your computer or printing copies of extracts from this service for your personal use only and not for redistribution, provided that you do not harm UPM's reputation or business and provided that any such copy or print retains all copyright or other proprietary notices and legends and any disclaimer contained in any such information. Information provided on this service cannot be modified without UPM Corporation's written permission. Individual documents in our World Wide Web service may be subject to additional terms indicated in those documents. Any use or distribution of information provided on this service which according to these rules would be permitted but according to laws or regulations of any jurisdiction would be unlawful or which would cause any obligations such as e.g. registration, tax duties to UPM-Kymmene are prohibited within such country or jurisdiction.

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THE CONTENTS OF UPM'S WORLD WIDE WEB SERVICE ARE PROVIDED ON AN \"AS IS\" AND \"AS AVAILABLE\" BASIS. NO WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR NON-INFRINGEMENT OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE ARE MADE IN RELATION TO ACCURACY, AVAILABILITY, RELIABILITY OR CONTENT OF THE SERVICE. UPM DOES NOT WARRANT THAT ITS SERVICE OR THE SERVER THAT MAKES IT AVAILABLE IS FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS

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The UPM service may include technical inaccuracies or typographical errors. Changes and additions may be made by UPM to any information contained herein. UPM reserves the right to revise the service or withdraw access to it at any time. UPM will not be liable in any manner whatsoever for any damages, including but not limited to direct, incidental, consequential, indirect, secondary, special, or punitive damages, losses or expenses or lost profits related to accessing by you of UPM's WWW service or any site linked thereto, or to the inability to use the contents of this service, or use or attempted use of information contained therein or related to any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if UPM or its representatives are advised of such damages, losses or expenses. Furthermore, UPM assumes no responsibility for any information or material provided by third parties that UPM's WWW service is linked to. UPM WILL NOT BE LIABLE FOR CONTENT PROVIDED BY THIRD PARTIES.

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UPM World Wide Web pages are not to be construed as giving advice or making any recommendation or as the basis for any decision or action. Nothing in UPM World Wide Web pages is to be construed as a solicitation or offer by UPM to buy or sell any services, products, shares or other financial instruments or provide any investment advice or service.

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UPM World Wide Web pages may provide links to websites owned by third parties. UPM makes no warranties and/or representations whatsoever for any such websites owned by third parties that you may access via this website. UPM accepts no responsibility for the content or use of such websites. Third party websites are always entered at the users' own risk.

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UPM World Wide Web pages may contain content owned by third parties for your convenience. UPM can not control the contents and makes no warranties and/or representations whatsoever for any such third party contents. UPM has no liability arising in the allegation that any third party owned content infringes someone's intellectual property rights.

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UPM reserves the right to at any time and for any reason change or terminate these World Wide Web pages without prior notification. In the case of changes in or termination of the UPM World Wide Web pages, UPM shall have no liability to you whatsoever.

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By submitting material related to our WWW pages to any of our servers, for example by e-mail or via World Wide Web service, you as provider of material agree to the following terms. The material submitted is non-confidential, non-proprietary, owned by you and/or you are entitled to provide it to us. You make the material available knowing that UPM may publish it. You warrant that the material is fit for publication. You agree to indemnify UPM if any third party takes action against UPM in relation to the material you submit. You agree not to take action against UPM in relation to material that you submit. By submitting material you warrant that you believe UPM may publish the material and/or incorporate it or any concepts described in it free of charge in our products without liability. You do your best to remove viruses and other contaminating or destructive features before submitting material. UPM reserves the right to at any time and for any reason remove or delete any material submitted to us.

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UPM World Wide Web page users are strictly prohibited from using this website and content for illegal or fraudulent purposes or for posting or transmitting to or from this website any unlawful, threatening, libellous, defamatory, inflammatory, pornographic or profane communications and/or materials or any communications and/or materials that could give rise to civil or criminal liability under law. You agree not to take any action that tampers or interferes with this website and its content.

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If you have any comments or questions concerning this site, please contact the
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